How do I redeem HDFC Credit Card Reward Points into Cash or to Pay Credit Card Bill?

HDFC Bank Credit Card holders are pleased to know that they can redeem their reward points for cashback, travel benefits, shopping rewards, and other special discounts. In this article, we’ll discuss how cardholders can redeem HDFC credit card reward points, their benefits, and how they can easily pay bills through rewards.

Benefits of HDFC Credit Card Reward Points

With multiple offerings, HDFC credit card reward points offer a variety of benefits to their cardholders. These benefits include:

1. Cashback: You can convert HDFC credit card reward points, which you can use to reduce your outstanding balance on the credit card.
2. Travel Rewards: Redeem HDFC credit card reward points for travel rewards such as flights, hotel stays, and car rentals.
3. Shopping Rewards: HDFC credit card reward points can be redeemed for shopping vouchers, gift cards, and other merchandise.
4. Exclusive Offers: HDFC credit card reward points offer exclusive offers and discounts on various products and services.

Tips to Earn HDFC Credit Card Reward Points

Some of the tips to earn reward points from HDFC Bank credit card are as follows:

• It is compulsory to redeem a minimum of 500 points.
• Make sure to complete reward redemption form to redeem the earned reward points.
• Keep in mind if you have multiple credit cards, then reward points from different credit cards cannot be combined.
• Make sure to use the reward points when redeeming points for gift vouchers.

How to Claim HDFC Credit Card Reward Points?

Below is a step-by-step process of how you can easily redeem HDFC credit card reward points:

• Go to the HDFC net banking portal website.
• To Log in to the HDFC net banking portal, you need to enter the customer ID and password.
• Then, choose the Credit Card tab from the top menu.
• Select ‘Redeem Reward Points’ option on the left-hand side.
• This will redirect you to the HDFC Online Redemption Portal.
• Then click on Redeem Reward Points and choose Points Range and Item Category to find your rewards catalog.
• Select the items you want to buy with these points and confirm the selections in the shopping cart.
• Now, simply click on the terms and conditions option and then click on the redeem option to finish the transaction.

Paying HDFC Credit Card Bills Through Reward Points

HDFC credit card reward points can be used to pay your credit card bills. Here’s how:

Log in to your HDFC credit card account on the HDFC website or mobile app.

1. Click on the ‘Credit Card’ tab.
2. Select ‘Redeem Reward Points.’
3. Choose the option to pay your credit card bill.
4. Enter the amount of reward points you want to use to pay your credit card bill.
5. Confirm your redemption request.
6. Then, by using your reward points, you can easily pay your bills.

Also Read: What are the Eligibility Criteria for the Axis Bank Atlas Credit Card?

Conclusion

HDFC credit card reward points offer a range of benefits to cardholders. They can be redeemed for cashback, travel rewards, shopping rewards, and exclusive offers. By following the tips mentioned in this article, you can get more HDFC credit card points daily. Also, cardholders can redeem these reward points and can also pay bills with these reward points with a step-by-step process provided above.